CreditAccess Grameen Q2 FY26: Strong Growth, Higher Credit Costs Prompt Revised Guidance

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reported 32.9% YoY growth in disbursements to ₹5,322 crore, adding 2.2 lakh new borrowers — 39% new-to-credit. Net interest income rose 4.2% QoQ to ₹976 crore, with portfolio yield at 20.7%. PAT stood at ₹126 crore, delivering ROA of 1.8% and ROE of 7.1%. Elevated write-offs of ₹554.7 crore led to higher credit costs, prompting FY26 guidance revision upward by 70–100 bps. The company raised group loan pricing by 75 bps and reaffirmed 12–14% AUM growth, while retail finance share climbed to 11.1%.