Kotak Mahindra Bank Eyes 15% Unsecured Loan Share in FY25

📈 Following the RBI's lifting of restrictions on credit card issuance,

targets raising its unsecured retail loan book to 15% of total advances in FY25, up from 10.5%. The bank also expects stress in its microfinance segment—now just 1.6% of advances—to peak in Q1 FY25.