Utkarsh Small Finance Bank: Q1 Deposits Rise 18% YoY, Loan Book Mixed

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Bank posted an 18.3% YoY rise in Q1 FY26 deposits to ₹21,489 crore. While the gross loan book grew 2.3% YoY, it declined 2.2% QoQ. CASA deposits jumped 22.1% YoY but slipped 10.2% QoQ. JLG loans fell 23.1% YoY, offset by a 39.4% surge in non-JLG loans. Liquidity remained strong with an LCR of 238%.