Early start helps compounding!

Hypothetically if you start off at the age of 25 years and invest Rs 500 in SIP every month, then even at 10% per annum compounded annually, you will have around Rs 28 lakh when you are 65 years. If you start off at 35 years, you will have only Rs 10 lakh approximately. The sooner you start you give your money more chance of compounding