Equity allocation for SWP!

The ideal equity allocation for a Systematic Withdrawal Plan (SWP) is subjective and hinges on individual needs and the size of the accumulated corpus. For instance, if you have saved ₹1 crore and need a monthly income of ₹50,000, a 6 percent annual withdrawal rate would suffice. An aggressive equity fund could support this, but to safeguard against market volatility, the allocation should be more conservative if your corpus meets your needs.