FOMO!

Retail investors driven by FOMO (fear of missing out) should be careful in dealing with unscrupulous mutual fund distributors who based solely on recent outperformance try to sell high-commission funds or try to unnecessarily switch between schemes to pocket more commissions. The rising popularity of mutual funds has been accompanied by rising confusion. It is important for investors to see through the confusion and have a clear-headed approach to investing in mutual funds and not go overboard with their FOMO.