Fund management charge!

There is a fund management charge on every market-linked investment product like mutual funds. Choose a product with low fund management charges in order to maximise your investment. If your cost of managing money is higher by 1% over a 25-year time horizon, the size of your corpus would be 10-15% lower. In other words, by saving on the cost of fund management you could potentially build a corpus that is 12-15% higher, even at a gross compounding rate of say 8% p.a.