Invoice discounting platforms!

There are platforms which provide invoice discounting product to investors. In this case the investor lends cash to an entity up to the value of its unpaid invoices (receivables). The entity accepts a discounted amount as it is getting the money earlier than the invoice payout period. The investor then has the ownership of the invoice and the monies receivable against it. Banks do this for its customers, and it is called bill discounting. But it is very important to assess the quality of the debtor, their rating, bank details and time for payment due. The payment minus the discounted amount is the returns for the investor. It has to be attractive enough for the investor to take the risk.