SWP better than annuity?

Annuity plans from insurance companies offer lower returns and less flexibility. In contrast Systematic Withdrawal Plan (SWP) provide potential capital growth, adaptability to market changes, and the opportunity to leave a financial legacy. SWPs empower retirees with greater investment control, whereas annuities lock funds in a less dynamic arrangement. In my view SWP is a better option to beat inflation in retirement age provided you have created a healthy retirement corpus.