$MASFIN

Fundamental: Revenue +23.5% YoY | PAT +25% YoY | 5Y PAT CAGR 23.1% | P/E 15.1x vs sector 22.3x (32% discount) | Upside 38.9% | Promoter Holding 66.65% | Rank #6/25 peers | Rating 8.29 Technical: V-shaped recovery from ₹290 capitulation low — surged back to ₹319, reclaiming 200 EMA and short-term EMAs in quick succession | MACD histogram contracting sharply upward — fresh bullish crossover playing out | RSI 57 — back in bullish territory | Strong institutional absorption at lows evident Moat: Ahmedabad-based NBFC with a 30-year track record in MSME, micro-enterprise, and two-wheeler lending across semi-urban and rural Gujarat — deep local underwriting expertise and a high-promoter-conviction holding (66%+) create a durable franchise in an underserved credit segment. View: The highest Finkhoz upside in today's batch at 38.9%, trading at a 32% P/E discount to NBFC peers with a robust 5-year earnings track record — the V-shaped recovery from capitulation lows with institutional absorption is a classic re-entry setup for a quality MSME lender the market has overlooked.