STOCK IN NEWS - HDFC

HDFC Bank reported net revenue of ₹11,440.9 billion, slightly lower YoY due to the absence of a one-time gain from HDFC Credila. However, net interest income rose by 10.3% to ₹11,320.7 billion, showing steady growth. ICICI Bank outperformed on profitability, with net profit up 18% YoY in Q4 and 15.5% for FY2025 to ₹47,227 crore. Its strong 11% growth in net interest income and a high net interest margin (NIM) of 4.41% reflect efficient asset utilization, compared to HDFC Bank’s NIM of 3.54% (core NIM 3.46%).