Bajaj Finance Delivers Strong Results with Bonus, Split, and Record Dividend — Here’s What Investors Need to Know

ended Q4 FY25 on a strong note, reporting a 24% jump in revenue to ₹18,457 crore (from ₹14,926 crore last year) and a 19% rise in net profit to ₹4,546 crore (vs ₹3,825 crore). Earnings per share (EPS) also improved to ₹72.09 from ₹61.79. For the full year (FY25), revenue grew by 27% to ₹69,684 crore and net profit increased by 16% to ₹16,779 crore, with full-year EPS coming in at ₹267.73. However, the net interest margin (NIM) fell to 33% from 36%, indicating higher funding costs, and there was a slight rise in bad loans — Gross NPA stood at 1.12% and Net NPA at 0.48%. Now, let’s talk about the big shareholder rewards. Bajaj Finance has announced: - A 4:1 bonus issue — you’ll get 4 extra shares for every 1 share you hold. - A 1:1 stock split — every ₹2 face value share will be split into two ₹1 shares. - A ₹56/share total dividend — ₹12 as a special dividend and ₹44 as the final dividend. To understand this better: if you held 100 shares at ₹9,146 before these actions, post-bonus and split, you would own 1,000 shares, and the price per share would adjust to around ₹915 — so the total value of your investment remains the same, just spread over more shares, making it more affordable and liquid. As for dates: - The ₹12 special dividend has a record date of May 9, 2025, and will likely be credited by May 26, 2025. - The ₹44 final dividend has a record date of May 30, 2025, and will be paid on or around July 28, 2025, after approval at the AGM on July 24. - The record dates for the bonus and split have not been announced yet. Once declared, the new shares are typically credited to your demat account within 7 working days. In summary, Bajaj Finance continues to impress with strong business performance and value-boosting corporate actions. While the fundamentals remain intact and technicals support strength, short-term volatility is possible given the recent rally. Follow me for such posts, Thank You!