Bandhan Bank to offload stressed loans

’s board approved selling specific non-performing assets and written-off loan portfolios totaling over ₹6,900 crore to clean up its balance sheet and improve asset quality. The bank will use a Swiss Challenge bidding process for NPAs over 180 days past due, with a principal outstanding of ₹3,212.17 crore as of September 30, 2025. It will separately auction written-off loans with a principal outstanding of ₹3,719.14 crore. These assets span the Emerging Entrepreneurs Business segment group, small business, and agriculture loans and the Aspiring Business Group. The sale will involve asset reconstruction companies and other permitted buyers, aiming to accelerate recoveries and free up capital for core lending. Disclaimer: This post is for informational purposes only and not a recommendation to buy or sell any securities. I, or my family, associates, or relatives, may have a financial interest in the securities mentioned.