IDFCFIRSTB Consolidated Quarter Results

continues to scale up its top-line performance, with consolidated revenue reaching ₹9,642 crore in Q1 FY26 (June 2025) up from ₹9,413 crore in Q4 FY25 (March 2025) and ₹8,789 crore in Q1 FY25 (June 2024). However, rising costs and pressure on financing margins remain visible, as financing losses widened to ₹-1,656 crore in Q1 FY26, compared to ₹-1,551 crore in Q4 FY25 and ₹-721 crore in Q1 FY25. Financing margin slipped further to -17%, continuing the downward trend from -16% in March 2025 and -8% a year ago. Despite these pressures, the bank’s other income showed healthy growth, reaching ₹2,227 crore this quarter, helping offset some of the financing drag. Net profit rose to ₹453 crore in Q1 FY26, up from ₹296 crore last quarter, though still below ₹643 crore a year earlier. EPS also improved sequentially to ₹0.62 from ₹0.40 but is down from ₹0.91 in Q1 FY25. On a full-year basis, FY25 revenue grew to ₹36,502 crore from ₹30,325 crore in FY24, while interest costs rose to ₹17,208 crore versus ₹13,870 crore last year. Total expenses surged to ₹23,571 crore in FY25 from ₹17,899 crore, pushing financing loss deeper to ₹-4,277 crore in FY25 compared to ₹-1,444 crore in FY24. Even so, net profit in FY25 stood at ₹1,490 crore, down from ₹2,942 crore in FY24, and EPS dropped to ₹2.04 from ₹4.16. While the bank is showing consistent revenue growth and diversification through robust other income streams, profitability continues to be impacted by rising cost structures and persistent negative financing margins, which need close monitoring for sustainable bottom-line improvement. Follow me for more such updates, Thank You! Disclaimer: This post is for informational purposes only and not a recommendation to buy or sell any securities. I, or my family, associates, or relatives, may have a financial interest in the securities mentioned.