MANAPPURAM

Manappuram Finance is one of India’s leading NBFCs with a dominant position in gold loans and a diversified portfolio spanning microfinance, vehicle finance, housing finance, and SME lending. The company benefits from strong demand for secured retail credit, extensive branch network, and robust risk management. In FY25, Assets Under Management (AUM) exceeded ₹45,000 crore, net profit was around ₹2,000–2,200 crore, and capital adequacy remained well above regulatory requirements, reflecting a strong financial position. Latest News: A major development has been the proposed strategic investment by global private equity firm Bain Capital, which is expected to strengthen Manappuram’s capital base, governance, and long-term growth prospects, subject to regulatory approvals. The company continues to expand its non-gold lending businesses while maintaining leadership in the gold loan segment. Corporate Actions: Manappuram has maintained a consistent dividend payout track record and continues to invest in digital lending platforms and branch expansion. With rising formalization of the gold loan market, improving credit demand, and a diversified lending portfolio, the company is well-positioned for sustained long-term growth, although regulatory changes and gold price volatility remain key risks.