“₹5.43 lakh crore in the bank—Kotak’s Q3 shows steady momentum!”

🏦 Kotak Mahindra Bank – Q3 FY26 Key Highlights 📊 Business Performance (as of Dec 31, 2025) - Total Deposits: ₹5.43 lakh crore (▲ 14.6% YoY, ▲ 2.8% QoQ) - Net Advances: ₹4.80 lakh crore (▲ 16% YoY, ▲ 3.7% QoQ) - CASA Deposits: ₹2.24 lakh crore (▲ 11.9% YoY) - CASA Ratio: ~41.3% (marginally lower YoY due to faster term deposit growth) 💡 Strategic Insights - Retail & SME Lending: Key drivers of credit growth - Deposit Mobilization: Strong traction across both CASA and term deposits - Sequential Stability: Consistent QoQ growth in both advances and deposits - Awaiting Full Results: NIMs, asset quality, and profitability metrics to be disclosed in detailed earnings 📈 Market Sentiment - Stock Trend: Stable around ₹1,900–2,000; ~19% YoY return - Investor Focus Areas: - Net Interest Margin (NIM) trajectory - Asset quality and credit cost trends - Commentary on deposit pricing and competition