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Harshal Parmar

14th Aug 2025 · SEBI-Registered Analyst

"What happens when India’s gold obsession meets smart finance? Muthoot’s Q1 results will shock you!"

MUTHOOTFIN
💰 Financial Performance - Net Profit: ₹2,046 crore, up 89.6% YoY — the highest quarterly profit ever. - Net Interest Income (NII): ₹3,473 crore, a 50.6% YoY jump from ₹2,305 crore. - Net Interest Margin (NIM): Improved to 12.15% from 11.51% last year. - Total Revenue (Muthoot Money): ₹213 crore, up 255% YoY. - PAT (Muthoot Money): ₹37 crore, a 3,700% YoY surge. 📈 Assets Under Management (AUM) - Consolidated AUM: ₹1.33 lakh crore, up 37% YoY. - Standalone AUM: ₹1.2 lakh crore, up 42% YoY. - Gold Loan AUM: ₹1.13 lakh crore, up 40% YoY. - Average Gold Loan AUM per Branch: ₹23.21 crore — highest ever. - Gold Held as Collateral: Record 209 tonnes. 🏦 Subsidiary Performance - Muthoot Homefin AUM: ₹3,096 crore, up 41% YoY. - Muthoot Money AUM: ₹5,000 crore, up 202% YoY. - Equity Infusion Approved: ₹500 crore in Muthoot Money and ₹200 crore in Muthoot Homefin. 📉 Asset Quality - Gross Stage III Assets: Improved to 2.58% from 3.41% in Q4 FY25. - Net Stage III Assets: Improved to 2.1% from 2.79%. - Gross NPA: Reduced to 0.96% from 1.67% YoY. 🏦 Operational Metrics - New Gold Loan Disbursements: ₹6,355 crore to 4.45 lakh customers. - Branch Network: Expanded to 997 branches. 🔥Major Support at Rs. 2450 🔥Major Resistance at Rs. 2550 & Rs. 2600

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