Axis Bank Q4 FY26 Update: Strong Loan Growth & Stable Deposits

Key Highlights • Gross Advances: ₹12,442 Bn (↑6.3% QoQ, ↑18.4% YoY) • Total Deposits: ₹13,358 Bn (steady growth) • CASA Ratio: Improved QoQ What Stands Out • Strong 18.4% YoY loan growth, above industry average • Balanced deposit growth matching advances, avoiding LDR pressure • Improving CASA mix, supporting cost of funds and margins Why It Matters Healthy growth across both assets and liabilities indicates strong franchise momentum and supports stable earnings outlook. What to Watch • NIM trajectory amid rate environment • Asset quality (slippages, GNPA trends) • Operating expenses and efficiency metrics Learning Outcome For banks, sustainable growth requires balance between advances and deposits. Strong CASA and steady deposit growth help protect margins and ensure stability.