Dividend & Capital The board has recommended a robust ₹11 per share dividend for FY2025. Capital position remains resilient with a CET-1 ratio of ~16% post-dividend. FY2025 Highlights Profit Before Tax (ex-treasury): ₹472.27 bn; PAT: ₹607.13 bn, reflecting strong five-year growth. Deposits grew 14.0% YoY to ₹5.6 trillion; Advances up 13.3% to ₹13.42 trillion. Asset quality improved: Gross NPAs down, Net NPA ratio ~0.4%, and Provision Coverage Ratio at 76.2%, indicating prudent risk management. Q1 FY2026 (June 2025 Quarter) PAT up 15.5% YoY to ₹12,768 crore (standalone), and consolidated PAT up 15.9% YoY to ₹13,558 crore. PBT (ex-treasury) grew 11.4%; Net Interest Income (NII) +10.6%; Non-interest income (excluding treasury) +13.7%. Deposits at ₹16.09 trillion (+12.8% YoY); Advances ₹13.64 trillion (+11.5% YoY). Asset Quality held strong: Gross NPA ratio 1.67%, Net NPA 0.41%, PCR ~75–76%, and a contingency buffer of ₹13,100 crore. Capital adequacy ratios remain solid: CET-1 ~16.31%, Total CAR ~16.97%. ESG & Social Impact ICICI Bank used 38% renewable energy in operations; planted 1.2 million trees; and contributed over ₹18 billion toward cancer care. Their CSR programs touched 18.9 million lives across healthcare, environment, and livelihoods in FY2025. ICICI Bank

ICICIBANK

presents a blend of financial resilience, growth momentum, and social responsibility—making it a standout for both long-term investors and ESG-focused portfolios.

#StockInNews#FundamentalViews