Karur Vysya Bank Q4 Business Update

Key Highlights • CASA: ₹31,122 Cr (↑11.82% YoY, ↓0.25% QoQ) • Total Business: ₹2.14 lakh Cr (↑14.92% YoY, ↑1.31% QoQ) • Advances: ₹98,743 Cr (↑16.87% YoY, ↑1.74% QoQ) • Deposits: ₹1.02 lakh Cr (↑13.31% YoY, ↑0.93% QoQ) What Stands Out • Strong double-digit growth in advances and deposits • Stable overall business growth with steady QoQ expansion • Slight dip in CASA QoQ may need monitoring Why It Matters Healthy loan growth and deposit traction indicate improving business momentum, while CASA trends remain key for cost of funds. Learning Outcome For banks, tracking advances growth, deposit mix, and CASA ratio is crucial to evaluate growth quality and profitability.