“Buy Now, Broke Later?” – The BNPL Trap

💸 Buy Now, Pay Later sounds tempting — but is it really harmless? Spoiler: That ₹500 dress can turn into a ₹650 mistake real quick. Here’s what they don’t tell you: 👉 Hidden interest after the "no-interest" period 👉 Credit score impact if you miss payments 👉 Encourages impulse spending Smart money isn’t about saying no — it’s about knowing when to say yes.