ICICIBANK

ICICI Bank cautiously optimistic on loan growth amid muted demand ICICI Bank’s domestic loans grew modestly on a sequential basis in the first quarter of FY26 (Q1FY26), as global uncertainties and intense competition in low-yield segments tempered overall growth. Looking ahead, the management remains cautiously optimistic, betting on a pick-up in demand and sustained momentum in business banking and unsecured retail. "Growth in the first quarter was moderate, reflecting global headwinds and subdued sentiment," the management said during its post-results analyst conference call. However, they added, “the monetary easing that began in Q4 and carried through into Q1 may gradually lift demand, and growth prospects can be reassessed after another quarter of data.” Management acknowledged that corporate and home loans — traditionally low-yield segments — continue to face stiff competition, which has weighed on loan book expansion.