YESBANK

Q4 Update: Advances jump 11% YoY, deposits rise 12% - Brokerage sees 17.65% upside potential

Yes Bank reported net loans and advances of Rs 2,72,454 crore as of March 31, 2026, up 5.8 per cent sequentially and 10.7 per cent year-on-year, according to its provisional January-March quarter update released on Saturday. Yes Bank’s deposits grew at a faster pace, increasing 9 per cent sequentially and 12.1 per cent year-on-year (YoY) to Rs 3,18,970 crore. The bank also reported a sharp rise in low-cost deposits, with CASA balances climbing 12.5 per cent quarter-on-quarter and 14.9 per cent year-on-year to Rs 1,11,960 crore. Consequently, the CASA ratio, including certificates of deposit, improved to 35.1 per cent, up from 34 per cent in the previous quarter and 34.3 per cent a year earlier.