Investment Options in Uncertain or War-like Times

1. Gold / Gold ETFs / Sovereign Gold Bonds Gold is a safe-haven asset. Ideal for: Hedging against war, inflation, and currency risk. Physical gold (not preferred) Gold ETFs (liquid, market-linked) Sovereign Gold Bonds (gives 2.5% interest + gold price return) 2. Liquid & Ultra Short-Term Debt Funds Low duration, low risk. Safe place to park money while staying invested. Avoid long-duration debt due to possible volatility in yields. 3. Defensive Stocks or Mutual Funds Sectors: FMCG, Pharma, Utilities These are less sensitive to economic cycles. You can invest via low-volatility or balanced advantage mutual funds. 4. Balanced Advantage Funds (BAFs) Dynamically switch between equity and debt based on market risk. Lower drawdowns during volatility.