ICICIGI

Strong growth in general insurance premiums

1. Strong growth in general insurance premiums ICICI Lombard continues to report healthy growth in gross written premiums across: Motor insurance Health insurance Commercial insurance Corporate risk solutions 2. Health insurance segment gaining importance The company is seeing strong demand for health insurance products due to rising awareness and increasing healthcare costs. Health insurance remains one of the fastest-growing segments. 3. Motor insurance remains a key contributor Growth in vehicle sales and renewals continues to support the motor insurance business. Digital policy issuance and claims processing are helping improve efficiency. 4. Focus on digital transformation ICICI Lombard continues investing in: AI-based underwriting Digital claims settlement Customer experience platforms Fraud detection systems 5. Strong profitability and underwriting discipline The company remains focused on maintaining healthy underwriting margins while growing market share. Combined ratio and claims management remain key metrics watched by investors. 6. Product diversification The insurer continues expanding offerings across: Retail health Corporate health Travel insurance Property insurance Cyber insurance 7. Strong distribution network Growth is supported by: Bancassurance partnerships Agency channels