Should I pay off debt or invest frat?

The decision between paying off debt and investing depends on the type of debt you have. If the debt carries high interest, like credit card debt, it’s generally better to pay it off first. High-interest debt can grow faster than the returns you’d likely earn through investing. For low-interest debt, such as student loans or mortgages, you might consider splitting your focus between paying it down and investing. Additionally, make sure you have an emergency fund to cover unexpected expenses before fully committing to either. Ultimately, the key is balancing your debt repayment and investment goals to ensure long-term financial stability.