What are the best high-yield savings accounts this year?

As of 2025, several high-yield savings accounts offer attractive interest rates. Pibank provides a competitive 5.00% APY with no minimum deposit requirement, making it an excellent choice for those starting an emergency fund. Zynlo Bank’s money market account also offers a 5.00% APY, with a low $10 minimum opening deposit. Fitness Bank features a 4.90% APY, but to earn the highest rate, you need to meet a step count requirement of 12,500 steps per day. Jenius Bank offers a 4.80% APY with no minimum deposit, and Poppy Bank provides a 4.75% APY, though a $1,000 minimum balance is required. It's important to check the current terms and rates, as they can change. Make sure the bank's account options match your needs, whether it’s ease of access, minimum balance requirements, or additional features like ATM access or mobile banking.