Utkarsh Small Finance Bank Ltd anounced its results for Quarter and Year Ended 31.03.2025, key highlights as below a) Gross Loan portfolio grew by 7.5% YoY to Rs 19,666 crore. b) Deposits grew by 23.4% YoY to Rs 21,566 crore, led by Retail Term Deposits (RTD) growth of 33.5% YoY c) Presence across 27 States & UTs, through a network of 1,092 branches d) Operating profit (pre-provisions) of Rs 1,007 crore in FY25, increased by 1% vs. Rs 997 crore in FY24 e) Profit after tax of Rs 24 crore in FY25 vs. ₹498 crore in FY24. Gross NPAs were 9.43% as on March 31, 2025 vs 6.17% as on December 31, 2024 (2.51% as on March 31, 2024). Net NPAs were 4.84% as on March 31, 2025 vs 2.50% as on December 31, 2024 (0.03% as on March 31, 2024).

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