Rrobust Q3 performance - Yes Bank Ltd

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YES BANK delivers a robust Q3 performance with a sharp rise in profitability, sustained business momentum, strong granular CASA, improved margins, and better asset quality , Q3FY26 PAT at INR 952 Crs, up 55.4% Y-o-Y & 45.4% Q-o-Q. Adjusted for Gratuity impact PAT at Rs 1,068 Crs, up 74.4% Y-o-Y a) RoA at 0.9% v/s 0.6% in Q3FY25 & Q2FY26; Excluding gratuity impact RoA at 1.0% b) NIM at 2.6% for Q3FY26 v/s 2.4% in Q3FY25 and 2.5% in Q2FY26 c) Cost of Deposits lower by 50bps Y-o-Y and 10bps Q-o-Q at 5.6% d) Non-Interest Income at INR 1,633 Crs, up 8.0% Y-o-Y e) Operating Profit (Adjusted for Gratuity impact) for Q3FY26 at Rs 1,389 Crs up 28.7% Y-o-Y and 7.1% Q-o-Q f) C/I(Adj. for Gratuity impact) Ratio improved to 66.1% v/s 71.1% in Q3FY25 & 67.1% in Q2FY26