Bajaj Finance Results Analysis

Q4FY25 – NII (Net Interest income) Rs. 9,807 Cr. 22% Growth YoY, Net Total Income Rs. 11,917 Cr. 23% Growth YoY, Pre-Prov. Operating Profit Rs. 7,967 Cr. 24% Growth YoY, Net Profit Rs. 4,546 Cr. 19% Growth YoY, FY25 – NII (Net Interest income) Rs. 36,393 Cr. 23% Growth YoY, Net Total Income Rs. 44,954 Cr. 24% Growth YoY, Pre-Prov. Operating Profit Rs. 30,028 Cr. 25% Growth YoY, Net Profit Rs. 16,779 Cr. 16% Growth YoY, AUM Rs. 4,16,661 Cr. 26% Growth YoY, Net NPA 0.44%, Return of Assets 4.6%. BOD recommended the following corporate actions: • sub-division of face value of shares from ₹ 2 to ₹ 1 fully paid equity shares, and • issue of 4 fully paid bonus equity shares for every 1 fully paid equity share. 2. BOD has recommended a final dividend of ₹ 44 per equity share and also approved distribution of a special interim dividend of ₹ 12 per equity share, from the exceptional gain resulting from the sale of investment in BHFL on account of IPO listing in September 2024