BANDHAN BANK Results Analysis-Q4FY26

Interest Earned for Q4FY26 is Rs. 5,428 Crs., flat growth YoY, Net Interest Income is Rs. 2,796 Crs., 1.44% growth YoY, Total Income is Rs. 6,199 Crs., 1.07% flat growth YoY, Pre-Provisioning Operating Profit is Rs. 1,441 Crs., 8.28% Negative growth YoY, However, PBT is Rs. 764 Crs., 145.57% growth YoY, Net profit is Rs. 534 Crs., 68% growth YoY. For Q4FY26 Gross NPA 3.30% vs 4.74% in Q4FY25, Net NPA 1% vs 1.32% in Q4FY25. Return on Assets is 1.1% improved by 40 BPS YoY, Return on Equity is 8.5% improved by 330 BPS YoY. However, Net Interest Margin is 6.2% declined by 46 BPS YoY. Total Advances as on 31st March, 2026 is Rs. 1542.30 Crs. Which improved by 12.58% on YoY. On QoQ basis Interest Earned has flat growth, Net Interest Income has 3.99% growth, Total Income grown flat by 1.26%, Pre-Provisioning Operating Profit has achieved flat to negative growth, However, PBT grown by 163.16%, PAT is grown by 159.81%.