Bank of India Results Analysis

Q4FY25 – NII (Net Interest income) Rs. 6,063 Cr. 2.12% Growth YoY, Total Income Rs. 9,491 Cr. 23.45% Growth YoY, Operating Profit Rs. 4,885 Cr. 37.33% Growth YoY, Net Profit Rs. 2,626 Cr. 82.49% Growth YoY. FY25 – NII (Net Interest income) Rs. 24,394 Cr. 5.82% Growth YoY, Total Income Rs. 33,388 Cr. 14.55% Growth YoY, Operating Profit Rs. 16,412 Cr. 16.65% Growth YoY, Net Profit Rs. 9,219 Cr. 45.92% Growth YoY. Asset Quality Improve, Gross NPA 3.27% declined by 171 bps YoY, Net NPA 0.82% declined by 40 bps YoY, Return on Assets 0.90% up by 20 bps YoY. BOD has recommended a dividend of ₹ 4.05 per equity share. Results are better than expectations.