CANARA BANK Qtrly. Results Analysis Q2FY2027

Interest Earned for Q2FY27 is Rs. 35,159 Crs., 11.46% growth YoY, Net Interest Income is Rs. 11,005 Crs., 20.39% growth YoY, Total Income is Rs. 40,931 Crs., 6.05% growth YoY, Pre-Provisioning Operating Profit is Rs. 8,758 Crs., 1.98% growth YoY, PBT is Rs. 6,976 Crs., 11.91% growth YoY, Net profit is Rs. 5,175 Crs., 8.4% growth YoY. On QoQ basis Interest Earned has achieved 6.68% growth, Net Interest Income has grown by 7.73%, Total Income has grown by 3.14%, Pre-Provisioning Operating Profit has grown flat by 1.42%, PBT grown by 6.41%, PAT is grown by 6.57%. For Q2FY27 Gross NPA 1.33% vs 2.35% in Q2FY26, Net NPA 0.30% vs 0.54% in Q2FY26, improvement. However, Return on Assets is 1.04% declined marginally by 8 BPS YoY, Return on Equity is 18.49% also declined by 207 BPS, However, Net Interest Margin is 2.53% steady YoY. Bank crossed ₹30 lakh crore business; total global business ₹30.72 lakh crore, +15.88% YoY. Global deposits ₹16.97 lakh crore, +13.13% YoY, Global advances ₹13.75 lakh crore, +19.46% YoY Management flagged that deploying FCNRB proceeds can have thin spreads; they cited $3.2bn deployed out of $5.8bn, and noted spread on this deployed book is only “40–50 bps,” which can partially offset otherwise positive NIM tailwinds from loan repricing.