CANFIN HOMES Results Analysis-Q4FY26

: Interest Earned for Q4FY26 is Rs. 1,057 Crs., 7.49% growth YoY, Net Interest Income is Rs. 422 Crs., 21.18% growth YoY, Total Income is Rs. 1,075 Crs., 7.56% growth YoY, Pre-Provisioning Operating Profit is Rs. 354 Crs., 20% growth YoY, PBT is Rs. 353 Crs., 26.45% growth YoY, Net profit is Rs. 346 Crs., 47.77% growth YoY (due to reversal of deferred tax). For Q4FY26 Gross NPA 0.85% vs 0.87% in Q4FY25, Net NPA 0.37% vs 0.46% in Q4FY25. Return on Assets is 3.29% improved by 70 BPS YoY, Return on Equity is 23.12% improved by 465 BPS YoY. Net Interest Margin is 4.19% improved by 37 BPS YoY. Outstanding Loan book as on 31st March, 2026 is Rs. 42,209 Crs. Which improved by 10.45% on YoY. On QoQ basis Interest Earned has achieved flat to negative growth, Net Interest Income has achieved flat growth, Total Income and Pre-Provisioning Operating Profit has also achieved flat growth, but PBT grown by 3.4%, PAT is grown by 30.55% (due to reversal of deferred tax).