Cholafin Results Analysis

Q4FY25 – Disbursements Rs. 26,417 Cr. 7% Growth YoY, Asset Under Management Rs. 1,99,876 Cr. 30% Growth YoY, Net Income Rs. 3,758 Cr. 29% Growth YoY, PAT Rs. 1,267 Cr. 20% Growth YoY. GNPA at 3.97% in Q4FY25 as against 3.54% of Q4FY24 and NNPA at 2.63% in Q4FY25 as against 2.32% of Q4FY24. FY25 Disbursements Rs. 1,00,869 Cr. 14% Growth YoY, Asset Under Management Rs. 1,99,876 Cr. 30% Growth YoY, Net Income Rs. 13,570 Cr. 36% Growth YoY, PAT Rs. 4,259 Cr. 24% Growth YoY. Return on Assets 2.4% vs 2.6% in FY24.