CITY UNION BANK Results Analysis-Q4FY26

Interest Earned for Q4FY26 is Rs. 1,856 Crs., 21.07% growth YoY, Net Interest Income is Rs. 786 Crs., 30.9% growth YoY, Total Income is Rs. 2,146 Crs., 20.3% growth YoY, Pre-Provisioning Operating Profit is Rs. 580 Crs., 31.43% growth YoY, PBT is Rs. 460 Crs., 26.61% growth YoY, Net profit is Rs. 360 Crs., 24.86% growth YoY. For Q4FY26 Gross NPA 1.91% vs 3.09% in Q4FY25, Net NPA 0.68% vs 1.25% in Q4FY25. Return on Assets is 1.56% improved by 3 BPS YoY, Return on Equity is 14.15% improved by 155 BPS YoY. Net Interest Margin is 3.87% improved by 27 BPS YoY. Total Advances as on 31st March, 2026 is Rs. 6,66,988 Crs. Which improved by 25.69% on YoY. On QoQ basis Interest Earned has achieved 5.69% growth, Net Interest Income has achieved 4.48% growth, Total Income grown by 7.25%, Pre-Provisioning Operating Profit has also achieved 12.94% growth, PBT grown by 10.16%, PAT is grown by 8.25%.