General Insurance Results Analysis-Q1FY26

Net Premium Written for Q1FY26 is Rs. 11,636 Crs., flat Growth YoY, Net Premium Earned for Q1FY26 is Rs. 11,088 Crs., 10% Growth YoY, Total Income is Rs. 13,352 Crs., 11.6% Growth YoY, Underwriting Loss is Rs. 908 Crs., reduced by 29.6% YoY, Operating Profit is Rs. 1,353 Crs., 114.6% Growth YoY, PBT Rs. 2,244 Crs., 61% Growth YoY, PAT Rs. 1,752 Crs., 69% Growth YoY. Solvency ratio was at 3.85x as at June 30, 2025 as against 3.7x as at March 31, 2025 which was higher than the minimum regulatory requirement of 1.50x. On QoQ basis, Net Premium Written grown by 23.5%, Net Premium Earned grown by 27.7%, Total Income got 17.5% Growth, Underwriting Loss Increased by 131.4%, Operating Profit was reduced by 40%, PBT is also reduced by 2% and PAT is also has negative growth of 19.7%.