HUDCO Results Analysis

Q4FY25 – NII (Net Interest income) Rs. 962 Cr. 26.25% Growth YoY, Total Income Rs. 2,855 Cr. 30.13% Growth YoY, Profit before Tax (PBT) Rs. 1,020 Cr. 8.17% Growth YoY, Net Profit Rs. 728 Cr. 4% Growth YoY. FY25 – NII (Net Interest income) Rs. 3,453 Cr. 28.27% Growth YoY, Total Income Rs. 10,348 Cr. 30.20% Growth YoY, Profit before Tax (PBT) Rs. 3637 Cr. 27.93% Growth YoY, Net Profit Rs. 2,709 Cr. 27.96% Growth YoY. Asset Quality Improve, Gross NPA 1.67% declined by 104 bps YoY, Net NPA 0.25% declined by 11 bps YoY (Best in the Industry), Return on Assets 2.44% up by 2 bps YoY. BOD has recommended a dividend of ₹ 1.05 per equity share.