IDFC FIRST BANK Results Analysis

Q4FY25 – NII Rs. 4,907 Cr. 9.8% Growth YoY, Operating Income Rs. 6,803 Cr. 11.3% Growth YoY, Pre-Provisioning Operating Profit (PPOP) Rs. 1,812 Cr. 8.9% Growth YoY, PAT Rs. 304 Cr. 58% negative Growth YoY (largely impacted by microfinance business). FY25 – NII Rs. 19,292 Cr. 17.3% Growth YoY, Operating Income Rs. 26,314 Cr. 17.2% Growth YoY, Pre-Provisioning Operating Profit (PPOP) Rs. 7,415 Cr. 18.9% Growth YoY, PAT Rs. 1525 Cr. 48.4% negative Growth YoY (largely impacted by microfinance business). Strong growth of 24.8% YoY in CASA deposits, Total Loan Book grew 20.4% YoY to Rs. 2,41,926 crore. Return on Assets stood at 0.48%