Indian Bank Results Analysis

Q4FY25 – NII (Net Interest income) Rs. 6,389 Cr. 6.2% Growth YoY, Operating Income Rs. 9,132 Cr. 10.3% Growth YoY, Operating Profit Rs. 5,019 Cr. 16.6% Growth YoY, Net Profit Rs. 2,956 Cr. 31.6% Growth YoY. FY25 – NII (Net Interest income) Rs. 25,176 Cr. 8.2% Growth YoY, Operating Income Rs. 34,399 Cr. 10.5% Growth YoY, Operating Profit Rs. 18,998 Cr. 12.8% Growth YoY, Net Profit Rs. 10,918 Cr. 35.4% Growth YoY. Gross NPA 3.09% improved by 86 bps YoY, Net NPA 0.19% improved by 24 bps YoY, Return on Assets 1.32% up 25 bps YoY.