Interest Earned for Q1FY27 is Rs. 18,095 Crs., 11.11% growth YoY, Net Interest Income is Rs. 7,438 Crs., 16.94% growth YoY, Total Income is Rs. 20,997 Crs.,11.06% growth YoY, Pre-Provisioning Operating Profit is Rs. 5,588 Crs., 16.6% growth YoY, PBT is Rs. 4,394 Crs., 31.78% growth YoY, Net profit is Rs. 3,299 Crs., 48.73% growth YoY. For Q1FY27 Gross NPA 1.86% vs 3.01% in Q1FY26, Net NPA 0.15% vs 0.18% in Q1FY26. Return on Assets is 1.31% declined marginally by 3 BPS YoY, return on Equity is 19.48% declined by 78 BPS YoY, Net Interest Margin is 3.41% improved by 6 BPS YoY. On QoQ basis Interest Earned has achieved 3.47% growth, Net Interest Income has grown by 4.52%, Total Income has grown by 3.63%, Pre-Provisioning Operating Profit has grown by 5.32%, PBT grown by 7.77%, PAT is grown by 5.92%. Total Advances as on June 30, 2026 stood at ₹ 6.85 Lac crores, growing 13.89% Y-o-Y. Management guidance : Reaffirmed they are on track across key metrics: • Recovery guidance: ₹4,500–5,500 crore; already achieved ~₹1,900 crore in Q1. • GNPA guidance: 1.50–1.60% (“should achieve easily”). • CASA: targeting 40%, at 39.73% in Q1. • Margin stance: stable to mildly positive; no meaningful compression expected absent rate cuts.

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