IOB Results Analysis-Q1FY27

Interest Earned for Q1FY27 is Rs. 8,778 Crs., 18.82% growth YoY, Net Interest Income is Rs. 3,688 Crs., 34.18% growth YoY, Total Income is Rs. 10,938 Crs., 23.34% growth YoY, Pre-Provisioning Operating Profit is Rs. 2,693 Crs., 14.18% growth YoY, PBT is Rs. 1,859 Crs., 22.75% growth YoY, Net profit is Rs. 1,659 Crs., 49.25% growth YoY (All time high quarterly net profit) For Q1FY27 Gross NPA 1.33% vs 1.97% in Q1FY26, Net NPA 0.18% vs 0.32% in Q1FY26. Return on Assets is 1.41% improved by 27 BPS YoY, Return on Equity is 22.69% improved by 369 BPS YoY. On QoQ basis Interest Earned is up by 3.4%, Net Interest Income is up by 6.28%, Total Income is up by 11.84%, Pre-Provisioning Operating Profit is up by 1.05%, PBT is up by 12.05%, PAT is also up by 10.22%. Total Advances is Rs. 3,22,132 Cr. as on 30th June, 2026, 22.75% Growth YoY. bank expects to announce dividend in FY27, subject to board approval.