IOB Results Analysis-Q3FY26

Interest Earned for Q3FY26 is Rs. 8,172 Crs.,14.85% growth YoY, Net Interest Income is Rs. 3,299 Crs., 18.15% growth YoY, Total Income is Rs. 9,672 Crs.,14.95% growth YoY, Operating Profit is Rs. 2,603 Crs., 14.86% growth YoY, PBT is Rs. 1,367 Crs., 10.5% growth YoY, Net profit is Rs. 1,365 Crs., 56.2% growth YoY. For Q3FY26 Gross NPA 1.54% vs 2.55% in Q3FY25, Net NPA 0.24% vs 0.42% in Q3FY25. Return on Assets is 1.28% improved by 35 BPS, Return on Equity is 20.98% improved by 312 BPS. On QoQ basis Interest Earned has achieved 4% growth, Net Interest Income has grown by 7.8%, Total Income has grown by 4.9%, Operating Profit has grown by 8.39%, PBT grown Negatively by 20.9%, PAT is grown by 11.2%.