KARUR VYSYA BANK Results Analysis Q2FY2027

Interest Earned for Q2FY27 is Rs. 3,235 Crs., 15.22% growth YoY, Net Interest Income is Rs. 1,497 Crs., 18.73% growth YoY, Total Income is Rs. 3,670 Crs., 10.54% growth YoY, Pre-Provisioning Operating Profit is Rs. 1,162 Crs., 14.23% growth YoY, PBT is Rs. 1,044 Crs., 40.47% growth YoY, Net profit is Rs. 788 Crs., 37.24% growth YoY. On QoQ basis Interest Earned has achieved 6.1% growth, Net Interest Income has grown by 5.24%, Total Income has grown by 5.13%, Pre-Provisioning Operating Profit has grown by 6.08%, PBT grown by 3.82%, PAT is grown by 4.23%. For Q2FY27 Gross NPA 0.69% vs 0.76% in Q2FY26, Net NPA 0.18% vs 0.19% in Q2FY26, slight improvement. Return on Assets is 2.10% improved by 29 BPS YoY, Return on Equity is 20.47% also improved by 253 BPS, Net Interest Margin is 4.26% also improved by 49 BPS YoY. Total Business as on 30th Sep, 2026 is Rs. 2,39,712 Cr., grown by 17.96% YoY. RBI relaxation on FCNRB ceilings enabled incremental FCNRB deposits ₹680cr (small uptick in NRI business).