KARUR VYSYA BANK Results Analysis-Q4FY26

Interest Earned for Q4FY26 is Rs. 2,904 Crs., 15.41% growth YoY, Net Interest Income is Rs. 1,359 Crs., 24.74% growth YoY, Total Income is Rs. 3,519 Crs., 16.34% growth YoY, Pre-Provisioning Operating Profit is Rs. 1,247 Crs., 49.32% growth YoY, PBT is Rs. 989 Crs., 46.84% growth YoY, PAT is Rs. 725 Crs., 41.22% growth YoY. For Q4FY26 Gross NPA 0.75% vs 0.76% in Q4FY25, Net NPA 0.19% vs 0.2% in Q4FY25. Return on Assets is 2.10% which was 1.73% in Q4FY25, Return on Equity is 20.55% which was 17.21% in Q4FY25, Net Interest Margin is 4.25% which was 4.05% in Q4FY25 Total Advances as on 31st March, 2026 is Rs. 98,754 Crs. Which improved by 16.88% on YoY. Retail Advances grew by 25 % YoY to ₹ 26,197 Cr., Commercial Advances grown by 12 % YoY to 34,279 Cr., Jewel Loan portfolio grown by 27% YoY. On QoQ basis Interest Earned has 3.92% growth, Net Interest Income has 9.64% growth, Total Income grown by 6.55%, Pre-Provisioning Operating Profit has 24.01% growth, However, PBT grown by 9.83%, PAT is grown by 5.07%.