MANAPPURAM FINANCE Results Analysis-Q4FY26

Interest Earned for Q4FY26 is Rs. 2,513 Crs., 9.21% growth YoY, Net Interest Income is Rs. 1,403 Crs., flat to negative growth YoY, Total Income is Rs. 2,626 Crs., 11.13% growth YoY, Pre-Provisioning Operating Profit is Rs. 779 Crs., 12.3% growth YoY, However, PBT is Rs. 564 Crs., which is turned profitable from loss of Rs. 236 Cr. in Q4FY25, PAT is Rs. 405 Crs., which is turned profitable from loss of Rs. 203 Cr. in Q4FY25. For Q4FY26 Gross NPA 3.30% vs 4.74% in Q4FY25, Net NPA 1% vs 1.32% in Q4FY25. Return on Assets is 2.8% which was negative 1.9% in Q4FY25, Return on Equity is 12.3% which was negative 6.4% in Q4FY25 Total AUM as on 31st March, 2026 is Rs. 63,798 Crs. Which improved by 48.34% on YoY. GOLD AUM as on 31st March, 2026 is Rs. 50,953 Crs. Which improved by 99.1% on YoY. On QoQ basis Interest Earned has 9.06% growth, Net Interest Income has 3.27% growth, Total Income grown by 11.31%, Pre-Provisioning Operating Profit has achieved 13.05% growth, However, PBT grown sharply by 86.16%, PAT is grown by 69.69%.