$MUTHOOTFIN Financial performance and key Operating Metrics (Consolidated) : Interest Earned for Q1FY27 is Rs. 8,557 Crs., 36.08% growth YoY, Net Interest Income is Rs. 5,099 Crs., 29.63% growth YoY, Total Income is Rs. 8,695 Crs., 34.48% growth YoY, Pre-Provisioning Operating Profit is Rs. 3,918 Crs., 32.14% growth YoY, PBT is Rs. 3,797 Crs., 43.07% growth YoY, Net profit is Rs. 2,825 Crs., 43.08% growth YoY. On QoQ basis Interest Earned is down by 5.01%, Net Interest Income is down by 12.90%, Total Income is down by 6.42%, Pre-Provisioning Operating Profit is down by 19.25%, PBT is down by 17.17%, PAT is also dwon by 16.85%. For Q1FY27 Stage3 NPA 2.28% vs 2.58% in Q1FY26, ECL Provision Net NPA 1.03% vs 1.3% in Q1FY26. Return on Average Loan Assets is 6.09% declined by 107 BPS YoY, Return on Average Equity is 26.6% declined by 168 BPS YoY. Total Loan AUM is Rs. 1,91,532 Cr. as on 30th June, 2026, 43% Growth YoY, Total Gold Loan AUM is Rs. 1,77,527 Cr. as on 30th June, 2026, 49.48% Growth YoY. +86 branches added during the quarter (group), taking total to 7,654. Operationally, management claims post-May traction improved (“After May, we have seen very good traction in the AUM growth”), suggesting the regulatory transition disruption is easing.

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