POONAWALA FINCORP Results Analysis-Q3FY26

Interest Earned for Q3FY26 is Rs. 1,818 Crs., 72% growth YoY, Net Interest Income is Rs. 1,080 Crs., 60.7% growth YoY, Total Income is Rs. 1,818 Crs., 72% growth YoY, Pre-Provisioning Operating Profit is Rs. 528 Crs., 41.55% growth YoY, PBT is Rs. 200 Crs., 695% growth YoY, Net profit is Rs. 150 Crs., 702% growth YoY. For Q3FY26 Gross NPA 1.51% vs 1.85% in Q3FY25, Net NPA 0.80% vs 0.81% in Q3FY25. Return on Assets is 1.2% improved by 94 BPS on YoY basis, AUM as on Q3FY26 is Rs. 55,017 Crs., 77.57% growth YoY (Strong AUM growth with healthy momentum across all products, new products contributed 11%) On QoQ basis Interest Earned has achieved 17.9% growth, Net Interest Income has grown by 19.37%, Total Income has grown by 17.87%, Pre-Provisioning Operating Profit has grown by 36.43%, PBT grown by 102.46%, PAT is grown by 102.45%. Company seek to continue growing AUM at 35-40% CAGR over the next couple of years, as well plan to do capital raise of upto ₹5,500 Cr to support growth aspirations.