RBL BANK Results Analysis-Q4FY26

Interest Earned for Q4FY26 is Rs. 3,720 Crs., 7.04% growth YoY, Net Interest Income is Rs. 1,671 Crs., 6.91% growth YoY, Total Income is Rs. 4,789 Crs., 7% growth YoY, Pre-Provisioning Operating Profit is Rs. 955 Crs., 10.94% growth YoY, PBT is Rs. 277 Crs., 264.31% growth YoY, Net profit is Rs. 230 Crs., 234.37% growth YoY. For Q4FY26 Gross NPA 1.45% vs 2.60% in Q4FY25, Net NPA 0.39% vs 0.29% in Q4FY25. Return on Assets is 0.55% improved by 35 BPS YoY, Return on Equity is 5.69% improved by 390 BPS YoY. However, Net Interest Margin is 4.41% declined by 48 BPS YoY. Total Advances as on 31st March, 2026 is Rs. 1,14,232 Crs. Which improved by 23.34% on YoY. On QoQ basis Interest Earned has flat 1.46% growth, Net Interest Income also has flat 0.83% growth, Total Income grown flat by 1.53%, Pre-Provisioning Operating Profit has achieved 4.71% growth, PBT grown by 1.43%, PAT is grown by 7.4%.