Union Bank Results Analysis

Q4FY25 – NII (Net Interest income) Rs. 9,514 Cr. 0.82% flat Growth YoY, Operating Income Rs. 15,073 Cr. 6.57% Growth YoY, Operating Profit Rs. 7,700 Cr. 17.87% Growth YoY, Net Profit Rs. 4,985 Cr. 50.58% Growth YoY. FY25 – NII (Net Interest income) Rs. 37,214 Cr. 1.76% Growth YoY, Operating Income Rs. 57,027 Cr. 8.31% Growth YoY, Operating Profit Rs. 31,090 Cr. 10.21% Growth YoY, Net Profit Rs. 17,987 Cr. 31.79% Growth YoY. Asset Quality Improve, Gross NPA 3.60% declined by 116 bps YoY, Net NPA 0.63% declined by 40 bps YoY, Return on Assets 1.26% up by 23 bps YoY. BOD has recommended a dividend of ₹ 4.75 per equity share.